Independent guide to NHS Agenda for Change pay — not affiliated with the NHS 2026/27 pay figures · Updated 26 Sept 2026

NHS Job Advert Salary Doesn't Match the Band? Why

Last updated: 28 September 2026 · Figures verified against the NHS Employers 2026/27 pay circular.

Reason 1: pro-rata for part-time hours

This accounts for the majority of "mismatch" confusion. NHS adverts for part-time posts quote the pro-rata salary — the full-time figure scaled to the advertised hours — while the band tables on sites like this one show whole-time equivalent (WTE) figures for 37.5 hours a week.

PostWTE salary (37.5 hrs)Advertised (pro-rata)
Band 5 entry, 0.6 FTE (22.5 hrs)£32,073£19,244
Band 5 top, 0.8 FTE (30 hrs)£39,043£31,234
Band 6 mid, 0.5 FTE (18.75 hrs)£42,170£21,085

The hourly rate is identical — only the annual figure changes with the hours. Good adverts say "pro-rata" explicitly; weaker ones just show the lower number and leave you to notice the hours. Always check the contracted hours line before comparing with the band table.

Reason 2: outdated pay figures

Adverts are often drafted weeks before they go live, and many are copied from previous recruitment rounds. An advert written in March 2026 may still show 2025/26 figures even though the 2026/27 award (3.3% from 1 April 2026) is now in force. The tell-tale signs:

  • The figures are slightly below every step of the current band table (roughly 3.3% below, for the 2026/27 change).
  • The advert's pay band is right but every number is a touch low.

Your actual salary is governed by the pay circular in force at your start date, not the advert's numbers — so an outdated advert should still resolve to the current rates at offer stage. If it doesn't, query it (see below). Around each spring pay award, treat every advert's figures as provisional until confirmed.

Reason 3: London weighting in or out

High Cost Area Supplement (HCAS) — London weighting — adds a meaningful sum in London: at 2026/27 rates, inner London HCAS is 20% of basic salary (minimum £5,794, maximum £8,746 a year). Some adverts quote the salary including HCAS and some exclude it:

  • An inner-London Band 5 entry advert might show £32,073 (basic only) or £38,487 (basic + 20% HCAS) — both describe the same post.
  • Adverts that include HCAS sometimes show a range whose top end looks like the next band up.

Look for the words "plus HCAS" or "inclusive of HCAS" in the advert. Our London weighting guide has the full 2026/27 HCAS table so you can check the arithmetic.

Reason 4: Annex 21 trainee rates

Annex 21 of the Agenda for Change terms covers staff training for a qualified role — for example, trainee assistant practitioners or staff working towards registration. Trainees are paid a percentage of the qualified band's salary, rising as they progress through training. An advert for a trainee post will therefore legitimately show a salary below the band minimum.

The advert should reference Annex 21 or describe the post as a training/developmental role with the percentage or the stepped figures. If it does, the lower salary is correct — and the path to the full band rate on qualification should be spelled out in the job description.

Other reasons adverts differ

  • Developmental posts ("Band 5 to 6"): you are appointed at the lower band and progress to the higher band on meeting agreed competencies. The advert may show both bands' ranges, which looks confusing until you realise only the lower one applies at first.
  • Recruitment premia: hard-to-fill posts can carry a recruitment and retention premium on top of the band salary — the advert total then exceeds the published band maximum legitimately.
  • Per-hour vs per-annum: some adverts (especially for bank or sessional work) quote hourly rates; multiplying by the wrong hours assumption produces a phantom mismatch.
  • Wrong contract group: medical and dental posts, very senior managers and some executive roles sit outside Agenda for Change entirely — their figures will not match AfC bands because they are not AfC posts.
  • Simple errors: they happen — transposed digits, last year's template, the wrong band pasted in. Rare, but real, which is why the checklist below matters.

How to read an NHS advert properly

Before comparing any advert figure with the band tables, answer these questions from the advert text:

  1. What are the contracted hours? If part-time, is the salary marked pro-rata or WTE?
  2. Which pay year? Does the advert predate the latest award? (Check the posting date.)
  3. Is HCAS included? Look for "plus HCAS" / "inclusive of HCAS".
  4. Is it a trainee or developmental post? Look for Annex 21, "trainee", or "developmental" wording.
  5. Are there premia or allowances? RRP, on-call or other additions quoted separately?
  6. Is it Agenda for Change at all? Medical, dental and VSM posts use different scales.

If the advert survives all six questions and still doesn't match, you may have found a genuine error — which brings us to the offer stage.

If your offer differs from the advert

  • Ask for a written breakdown before accepting: basic pay step, WTE vs pro-rata, HCAS, and any premia. A legitimate difference will be explainable in one email.
  • Check your agreed pay step. The advert shows the band range; your offer shows your starting step within it. Entry step is the default — but if you have reckonable prior service, raise it now (see can you negotiate your NHS salary).
  • Do not resign your current job until the offer letter with the correct figures is in your hands.
  • Keep the advert. Save or screenshot it at application stage; adverts disappear when posts close, and you may need it later.
  • Remember what governs. Once you sign, your contract and the Agenda for Change handbook govern your pay — not the advert. That is why getting the offer letter corrected before signing matters more than arguing about the advert afterwards.

For the verified current figures to compare against, see our pay scales page (2026/27 baseline tables) and the band guides from Band 2 to Band 9.

Frequently asked questions

Why does an NHS job advert show a different salary from the pay band?

Common reasons: the advert quotes a pro-rata salary for part-time hours, it was written before the latest pay award, it includes or excludes London weighting, or it describes a trainee post paid under Annex 21. Check whether the figure is whole-time equivalent or pro-rata.

What does pro-rata mean in an NHS job advert?

The salary is scaled to the advertised hours. A 0.6 full-time-equivalent Band 5 post advertises around £19,244 instead of the full-time £32,073 — the hourly rate and the band are unchanged.

Can an NHS trust offer less than the advertised salary?

The starting salary should match what was advertised for the hours offered, subject to your agreed pay step. If the offer differs from the advert, ask for a written explanation before accepting — and get any agreed starting step in writing.

Why do some NHS adverts show last year's pay figures?

Adverts drafted before the annual pay award — or copied from an earlier template — can show outdated figures. The pay circular in force at your start date determines your actual salary, which should reflect the current award.

What is Annex 21 in NHS job adverts?

Annex 21 of the Agenda for Change terms covers trainees: they are paid a percentage of the qualified band's salary while training (rising as they progress), so the advertised figure legitimately sits below the band minimum.

Do NHS adverts include London weighting?

Some adverts quote the salary including High Cost Area Supplement and some exclude it, which makes the figure look higher or lower than the national band table. Check whether HCAS is included in the quoted figure.

The advert says 'band 5/6 developmental' — what salary applies?

Developmental posts appoint at the lower band and move to the higher band on meeting agreed competencies. Your starting salary follows the lower band's steps until the progression criteria are met — confirm the exact terms and timescales before accepting.

Sources and independence

Source: NHS Employers — Agenda for Change terms and conditions (including Annex 21).

NHS salary figures: NHS Employers Agenda for Change pay circular 2026/27.

NHS Bands Pay is an independent information website. It is not affiliated with, endorsed by, or acting on behalf of the National Health Service or NHS Employers. Job adverts are written by individual trusts — always confirm the salary, hours and allowances in your written offer before accepting.